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Can I afford the costs of weight loss surgery?

This is one of the most important question.

We now know that weight loss surgery works. We know most will lose a substantial amount of their excess weight and will keep it off for the future. This makes them healthier, happier and living longer. We cannot easily put a price on living 10 years longer or getting rid of diabetes or being able to take part fully in family activities or any or all of the numerous benefits of weight loss.

Most will easily acknowledge that weight loss surgery is one of the best of all possible investments. But can you afford it? Let’s look at different settings and see what the range of costs and options are:

  • Setting 1 – You have Private Health Insurance cover for bariatric surgery

    Your Private Health Fund covers all the hospital fees. You should check beforehand that the relevant medicare item numbers for the procedures are covered by your health fund prior to surgery. You will need to pay the "out of pocket" fees for the surgeon/assistant surgeon and anaethetist. These costs vary between surgeons but are in the range of $3,500 to $5,000. Please ask the Call Centre staff for details.

  • Setting 2 – You are not covered by Private Health Insurance


    You have two choices:
    1. Take out Private Health Insurance and complete the 12 month waiting time.
    2. You pay the hospital fees as well as the "out of pocket" fees. We have worked with The Avenue Private Hospital to reduce the hospital fees as much as possible. Your total costs would generally be in the range of $10,000 to $14,000. You can contact the Call Centre for more detailed information.

Funding Options

We may be able to assist you in funding the total costs or the “out of pocket” costs if you wish. The options include assisting you in accessing funds from your superannuation or accessing credit in various ways. This could include redrawing on a home loan or accessing a medical credit group such as MacCredit.  Please arrange to discuss these options with the CBS Patient Adviser, Renate.